Cottingham & Butler
Tailored insurance solutions designed specifically to safeguard what matters most - your drivers, trucks, and cargo.
Overview
The most effective and thoughtful insurance broker in the country. Entrust your insurance needs to a team of 250+ trucking professionals who know trucking inside and out and are dedicated to delivering exceptional client service. C&B also specializes in fleet safety, claims advocacy and management, captives and alternative risks, independent contractor solutions, benefit solutions, and more.
Benefits
- Coverage That Scales With Your Risk: C&B covers the essentials—auto liability, physical damage, cargo, and general liability—but where C&B really stands out is in its ability to handle complex and high-stakes exposures. From small fleets to sophisticated operations, C&B brings the experience and expertise to protect what drives your business.
- In-House Independent Contractor Solutions Team: Managing independent contractors brings unique risks and compliance challenges. C&B’s dedicated in-house team helps you navigate these complexities with confidence—structuring coverage, contracts, and risk transfer strategies tailored to your business model.
- Proactive Risk Control Services: Insurance is just one part of your safety net. C&B’s loss control experts work with you to identify and address risks before they turn into claims—helping you create a safer, more efficient operation.
- Access to Captive Solutions: For businesses ready to take control of their insurance spend, C&B offers access to industry-leading captives. Its clients have received over $300 million in dividends by joining group captives—sharing in underwriting profits and gaining long-term cost stability.
- Insight-Driven Tools and Resources: Clients gain 24/7 access to IRIS, C&B’s secure client portal for policy documents, certificates, and account information. C&B also provides custom safety reports, loss trend analysis, and deductible modeling to help you make data-backed decisions that improve safety and control cost.
Features
- Trucking Insurance Experts: With thousands of clients in the transportation space, C&B specialize in trucking. Its team understands the exposures, regulations, and challenges you face—and how to build coverage that fits.
- Claims & Compliance Services: C&B’s in-house teams support you with proactive claims advocacy, safety consulting, and independent contractor compliance—so you’re covered beyond the contract.
- Growth-Focused Resources: Whether you're evaluating deductibles or exploring captive opportunities, C&B’s analysts and consultants deliver the insights to help you reduce costs and reinvest in your business.
- Flexible, Industry-Specific Coverage: C&B offers tailored protection for auto liability, cargo, general liability, excess, and more—scaled to fit operations ranging from 1 unit to large fleets.
- IRIS Client Portal: C&B’s secure online portal gives you 24/7 access to policies, certificates, claims status, and key account documents—all in one place.
Partner
Founded in 1887, Cottingham & Butler has grown from a small, regional insurance agency into one of the largest privately held insurance brokers in the United States. Headquartered in Dubuque, Iowa, it serves clients nationwide with a focus on delivering sophisticated risk management, insurance, employee benefits, and safety solutions.
C&B’s transportation division is the largest in the country exclusively dedicated to the trucking industry, representing over 2,000 clients and partnering with every major commercial trucking insurance carrier. As a family-owned business with a 130+ year legacy, C&B combines deep industry expertise with forward-thinking strategies—offering everything from traditional insurance placement to innovative captive programs, compliance support, analytics, and proprietary tools like the IRIS client portal.
Cottingham & Butler doesn’t just sell insurance—it helps businesses navigate risk, improve performance, and plan for long-term success.